Your Small Business Lending Source
We listen. We search. We deliver.
Canlas Capital is a financial service consulting company composed of a group of highly experienced and seasoned, financial professionals. With our knowledge and expertise, we can usually find the right solution for all your financing needs. Unlike traditional local lend
Your Small Business Lending Source
We listen. We search. We deliver.
Canlas Capital is a financial service consulting company composed of a group of highly experienced and seasoned, financial professionals. With our knowledge and expertise, we can usually find the right solution for all your financing needs. Unlike traditional local lending institutions which only lend to the most credit-worthy businesses, Canlas Capital, with its relationships with national lenders, can assist with all the different types of financing for small to medium-sized businesses.
Being small business owners ourselves, we understand the need for quick financing for start up expenses, to support operational needs, or to expand your business. From experience, we realized that there is not a single resource that provides step by step guidance on how to secure business loans.
The amount of time it takes to figure everything out costs you time and money, both valuable resources that small business owners cannot afford to waste.
We look forward to learn more about your business and explore ways for us to assist you with your financing, SBA loans and Paycheck Protection Program PPP applications.
Who is Eligible for an SBA Loan?
Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses as well as independent or franchise businesses.
SBA 7(A) Loan Size up to 5 million
Working Capital Loans
Loans have different maturities and in most cases, the companies have built-in equity in the equipment. We will pay off all of your lenders and refinance all your equipment into one loan.
This can result in reduced payments of 30% or more, so your cash flow and bottom line are greatly improved.
Example of a recent transaction:
A manufacturing company had combined monthly payments of $28,000 per month and showed a modest $10,000 a year in profits.
They were able to refinance all their loans and reduce their monthly payments to $16,000 per month. Their bottom line was increased by a whopping $144,000 per year!
We offer traditional working capital loans with great rates and up to 1-4 years to repay. Our lender is a leading online lender that works closely with partners to provide the best financing solution.
This is a conventional fixed rate loan in amounts of between $20,000 and $500,000. We also have a fast track program where we can provide a loan of between $20,000 to $100,000. All we need is an application and the last four months bank statements. We can have an answer in 24-48 hours and fund shortly after the approval.
The application takes less than 10 minutes and funding can be available in as little as 3 days. This is a great program for clients in a wide variety of industries such as:
Our lender is unable to fund the following:
We provide the following services:
In today's economic environment, banks are no longer able to lend money to businesses like yours as they have in the past. Banks are absolutely flooded with applications from consumers and businesses, and at the same time they are facing record defaults on their existing lending. This leaves the banks with a mountain of applicants and a shrinking reserve of money to lend. Mechanics that used to qualify are being instantly denied. Its just the plain truth. Fortunately, we can help.
We set you up from start to finish. We establish your corporation if you don't already have one, build your business credit profile, establish your corporate credit, formulate an asset protection plan and get your company in front of our network of national and regional lenders so you'll have the best chance to get the funding your business needs with one easy, no hassle application. Unsecured loans and lines of credit may be used for start ups, business expansion, or debt consolidation.
Unlock the Cash Tied Up in Your Receivables. If you sell your products or services to businesses that pay in 30, 60, 90 days or more, we have a liquidity solution for you. We finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer's credit, not yours. This is not a ”debt.” You are selling an asset. It is like outsourcing your accounts receivable department. Factors provide valuable services. They check your customers' credit for you, notify you of bad risks and provide detailed monthly statements.
Types of Leases
*2+ year old companies: up to 84 months to repay with excellent rates.
Sales & Lease Back
Most business owners opt not to use their bank credit lines for working capital. We can use the equity in your existing equipment to give you the working capital that you need. We buy your equipment and lease it back to you and when all the payments are made, you own the equipment again.
If you just started your business or is in business in less than two years, we can help you grow by financing the equipment you need.
Government and Municipal Leasing
We finance any government or municipal entity with guaranteed approval. The rate is based on the rating of the agency.
Financing Up to $250,000
24-48 hour approval and up to 60 months to pay We can also do Startup Companies!
Equipment equity loans are not based on the profitability of your company but the value of your equipment. With this loan, you can:
Here is a partial list of the equipment we can finance:
We recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market. Our company implements a tiered approach to financing by utilizing our own access to capital, as well as that of others, to provide our clients with the best options possible. Our premium customer service and attention to detail makes the commercial loan process simple for borrowers as well as commercial finance professionals.
We recognize that real estate investors may have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals.
Loans may be used for:
Residential Fix and Flip (Rehab Cash):
Term-12mos. Loan Amt: $50K to $2.5M+. LTV: Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out. Property Types: Non-owner occupied 1-4 family residential. FICO: No set minimum.
Residential Fix and Flip (ARV) :
Term-12mos. Loan Amt: $75K to $2.5M+. LTV: Up to 85% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARV. Property Types: Non-owner occupied 1-4 family residential. FICO: 600 minimum.
Residential Buy and Hold :
Term-18 mos. Loan Amt: $50K to $2.5M+. LTV: Up to 85% of the purchase price; Up to 65% Refinance; Up to 50% Cash-Out. Property Types: Non-owner occupied 1-4 family residential. FICO: No set minimum.
Canlas Capital offers the nation's only non-transfer of title Securities-based loans.
If you have a portfolio of securities, we can set up a line of credit of 70-90% of the value of the portfolio. This line of credit is utilized as a true line of credit and you may borrow as much or as little as you want. You can utilize the money for any purpose with no restrictions.
Repayment is interest only, with no principal payments. The rates are very low and approval is guaranteed, regardless of personal credit. We can usually approve your loan within 3-5 business days with no credit checks. There is no sale of your stock. You receive all dividends. You can sell the stocks in your portfolio as long as you buy other stocks of equal value.
Your church can be automatically approved for a loan to purchase the equipment you need now.
We offer low rates and up to 60 months to repay. We can finance pews, HVAC systems, audio-visual equipment, pianos, computers, or just about any type of equipment your church needs.
We offer 3 specific programs so that every church nationwide can qualify to get financing for any equipment their growing church needs:
Start-Up Church Program
Many times a company is approved for a loan through its bank, or financial institution, but the loan doesn't close for 4-6 months. During that time we can provide a short-term bridge loan, which will be paid back when the senior loan closes, so your short-term financial needs can be met.
Get No Hassle Quick & Easy Cash Up To $150,000 For Any Use In Under 7 Days.
Determine your average monthly credit card sales for the last six months. check the simple requirements below:
Here is an example: Credit card monthly processing statements for the last 6 months total $540,000. Divide by 6= $90,000. You can get 80-120% of that amount or $72,000 to $108,000.
Call us for a simple one page application. You will be eligible for an advance of 80-120% of your average monthly credit card receipts.
Your payments are fixed at 15 to 20 percent of your future credit card receipts until the loan is repaid. This includes principal and interest. You keep 80% to 85%. Once you have repaid 50% of the advance you can make a simple phone call to re-borrow the paid amount. It's the quickest and easiest way to get cash for your business!